Sabtu, 09 Juli 2011

Most Ticketed Cars

Most Ticketed Cars

Mercedes-Benz CLK 63 AMG

Does what we drive affect how we drive? That’s the question posed by Quality Planning , an analytics company that works with auto insurers. Quality Planning ranked the vehicles most likely to be ticketed, based on the number of moving violations issued for each 100,000 miles driven. The resulting top ten of the list contains a few predictable entries, but it’s not entirely comprised of flashy red sports cars.

But before we begin the list of the worst behaved vehicles, a rundown of the good guys. The top five “cautious vehicles,” that is, the ones with the lowest percentage of violations, are:

5. Buick Lacrosse sedan
4. Kia Spectra sedan
3. Chevrolet C/K 3500/2500
2. Mazda Tribute SUV
1. Buick Ranier SUV

Eight of the top ten cautious vehicles were SUVs or minivans, indicating drivers with passengers (probably of the younger, biological offspring sort) drive more carefully. Click ahead to see the countdown of the worst offenders—or as they are termed in the study, “spirited vehicles,” with commentary from Marty Padgett of TheCarConnection.com and MotorAuthority.com and additional information and insight provided by Quality Planning.

10. Volkswagen GTI Hatchback
Violations*: 178%
Average Age: 40
% Male: 44%

The Volkswagen GTI hatchback is the perennial favorite with younger drivers looking for a sporty, fun German car. “The VW GTI wants you to drive fast,” reasons Padgett. “Why else would they turbocharge it, and give it the most entertaining handling of any Volkswagen, period? Enthusiastic handling attracts enthusiastic owners—and since it's been in production since the 1980s, there are thousands of GTIs out there accumulating points faster than, say, the entire NHL.”

*Violations/100,000 miles driven, expressed as percentage of average.

9. Mercedes-Benz CLK 63 AMG
Violations: 179%
Average Age: 47
% Male: 44%

No surprise here, say the researchers at Quality Planning — This isMercedes' most powerful convertible makes it very tempting to drive in a spirited fashion. “Mercedes CLK63 AMG - A last-generation Mercedes coupe that's been replaced by the latest E-Class Coupe, the CLK paired sexy styling with huge AMG power, says Padgett. “As with the CLS and SL, these Benz buyers can probably afford a ticket here and there, and aren't worried about a moving violation or parking infraction when there's a sale going on at Restoration Hardware.”

8. Pontiac Grand Prix Sedan
Violations: 182%
Average Age: 40
% Male: 41%

Pontiac's sporty and inexpensive model attracts price-conscious, aggressive drivers, according to Quality Planning. “The Pontiac Grand Prix doesn't have the same street cred as some of the other cars on this list,” says Padgett, “but it has an attitude in its looks that probably has parallels in the people who buy them second and third-hand. Supercharged versions were available, too, so it's not out of the question to rocket up to 120 or 125 mph in one, if it's still in good shape after all these years.”

7. Acura Integra Coupe
Violations: 185%
Average Age: 33
% Male: 60%

This sporty import is popular with younger men, who insurers know to be more risky drivers. Padgett points out that the Acura Integra hasn't even been sold brand-new in America since the mid-1990s.“The fact that the cars still exist, and are still getting so many citations, is a testament to its durability and its spirited performance—and more proof to Honda that it needs to go back to building more cars like this one.”

6. Mercedes-Benz CLS-63 AMG Sedan
Violations: 264%
Average Age: 46
% Male: 58%

Another big and powerful Benz makes the ticketed list. “The Mercedes-Benz CLS just looks gorgeous at speed, so we should applaud those drivers putting it to its highest, best use,” says Padgett. “The CLS 63 AMG is the strongest performer in the CLS lineup--it's the equivalent to BMW's M5 or the Cadillac CTS-V—so it's no surprise its owners exercise every one of its 507 horsepower whenever they can.”

Selasa, 05 Juli 2011

America's Most Beautiful Landmarks

America's Most Beautiful Landmarks

From soaring man-made monuments to jaw-dropping natural landforms, the U.S. has a wealth of beautiful landmarks.

By Lyndsey Matthews

While the Eiffel Tower, the Taj Mahal, and Mount Fuji may be the first images that come to mind when we picture beautiful landmarks, the truth is that there are numerous dazzling sights—both natural and man-made—right here in the United States.


The past century-and-a-half has seen the creation of two organizations that work together to protect America’s national treasures. After the first national park, Yellowstone, was established in 1872 to protect the natural beauty of its world-famous geyser basins and wildlife, the U.S. National Park Service was founded in 1916—and now oversees the preservation of 58 parks around the country. Later, the National Historic Preservation Act of 1966 created the National Register of Historic Places, to protect landmarks that specifically illustrate the heritage of the United States.


Not all of the landmarks on our list have been officially designated as state parks or National Historic Places. And, on their surface, many of them may seem dissimilar: one is an extraordinary (and still active) volcano, while another is a lighthouse; one is a mighty waterfall, while another is a centuries-old desert adobe settlement. But what’s amazing is that these landmarks, disparate though they are, share a home right here on U.S. soil. And all of them have played a part, however small, in our national history.


Niagara Falls, New York


More than 750,000 gallons of water per second thunder down this iconic 167-foot waterfall—the most powerful on the North American continent. The falls straddle the border between the U.S. andCanada, and though some argue that Horseshoe Falls—set on the Ontario side—is more spectacular than the smaller American Falls, the landmark has held a particular place in American history ever since 1901, when Michigan schoolteacher Annie Edson Taylor was the first person to go over the falls (and survive) in a barrel.


How to See It: Take a half-hour water tour on the Maid of the Mist ferry, which has boarding docks in both countries.


Mount Rushmore National Memorial, Keystone, South Dakota


Carved into a granite mountain face in South Dakota’s southwesterly Black Hills, this sculpture of four of America’s most influential presidents (Washington, Jefferson, Lincoln, and Theodore Roosevelt) was considered an extraordinary feat of engineering when it was completed in 1941—and it’s still majestic today, bringing in more than two million visitors per year.


How to See It: If you visit in winter, you’ll be able to avoid the summer crowds and see the monument dusted with snow. In warmer months, though, try to catch the evening lighting ceremony (starting at 9 p.m.), where park rangers slowly illuminate the enormous granite faces above.


Golden Gate Bridge, San Francisco


Stretching 1.7 miles high above the mist-enshrouded waters of San Francisco Bay, this peaked, vermilion-painted suspension bridge (the color is officially known as International Orange) is as striking today as it was when it was completed in 1937. The natural surroundings—including the coves and forested bluffs of Marin County; the island of Alcatraz; and numerous sailboats, barges, kite-surfers, and even frolicking seals—can all be seen from the bridge on a clear day.


How to See It: Walking at least partway along the bridge’s pedestrian path allows for the most dramatic views (and best photo ops).


The Wave, Coyote Buttes, Arizona


Set in the remote Paria Canyon-Vermilion Cliffs Wilderness in northern Arizona, this dazzling rock formation, which looks like a cresting wave frozen in time, isn’t easy to access: you’ll need a permit from the Bureau of Land Management, which allows only 20 people per day to visit the delicate landform. But getting to see this fiery swirl of Jurassic-age sandstone, carved by the wind more than 190 million years ago, is well worth a little advance planning.


How to See It: From the Wire Pass Trailhead, it’s a three-mile hike out to the Wave over sandy terrain. Summer temperatures soar to more than 100 degrees, so bring plenty of water.


The Giant Forest, Sequoia and Kings Canyon National Park, California


Located in the southern Sierra Nevada Mountains, this three-square-mile forest of massive giant sequoias is home to the General Sherman Tree, the world’s largest tree by volume (52,508 cubic feet). The other trees here are jaw-dropping, too—on average, they are as tall as 26-story buildings and have base diameters wider than many city streets. Equally awe-inspiring as these conifers’ grand size, though, is their age: most are between 1,800 and 2,700 years old.


How to See It: If you’re short on time, take a two-mile hike through the Giant Forest on the Congress Trail, which begins at the General Sherman Tree. With more time to explore, though, you’ll want to take the steep quarter-mile staircase to the top of Moro Rock, a granite dome that offers gorgeous views of the Great Western Divide and the forest below.


Kilauea Volcano, Hawaii Volcanoes National Park, Hawaii


The legendary home of Pele, the Hawaiian volcano goddess, this 4,091-foot-high peak is located on the southeastern part of the Big Island of Hawaii. Appropriately named after the Hawaiian word for “spewing” or “much spreading,” this is one of the world’s most active and dangerous volcanoes. Continuous eruptive activity has occurred here since 1983, creating devastating-but-beautiful lava flows that have etched their way across the dramatic landscape.

How to See It: Take Crater Rim Drive, an 11-mile road that circles the summit of Kilauea, for panoramic views of the volcanic landscape. Since access roads often shut due to volcanic activity, though, be sure to check for closures before you visit.


Taos Pueblo, Taos, New Mexico


Set at the base of the majestic Sangre de Cristo Mountains, this multistoried adobe compound is one of the country’s best-preserved Pueblo Indian settlements. The pueblo, which was built before 1400 and is one of the oldest continuously inhabited communities in the States, consists of ceremonial buildings and individual homes built from adobe—bricks made from earth mixed with straw and water—and decorated with bright turquoise doors. While visitors are welcome, approximately 150 people are lucky enough to call this UNESCO World Heritage Site and National Historic Landmark home.


How to See It: You’re welcome to wander around in the Pueblo as you like—but be respectful by only entering clearly marked shops, as most homes in the pueblo are privately occupied. (As a courtesy, you should also ask for permission before photographing Pueblo residents.)


Washington Monument, Washington, D.C.


This stately 555-foot monument, built in the bladelike shape of an Egyptian obelisk and completed in 1884, is the most prominent structure in the American capital city. Built in honor of the nation’s first president, the marble monument has served as a backdrop for some of the country’s most historic moments, including Martin Luther King, Jr.’s “I Have a Dream” speech and Barack Obama’s presidential inauguration. It’s at its most beautiful when mirrored in the Reflecting Pool at sunrise or sunset, and especially on the Fourth of July with evening fireworks bursting overhead.

How to See It: Though admission into the monument is free, tickets are required and long lines form to get inside every day. A better bet: enjoy the exterior of the monument from the steps of the Lincoln Monument, or from the tidal basin during the National Cherry Blossom Festival in April.


Portland Head Light, Cape Elizabeth, Maine


Illuminated for the first time in 1791 by whale-oil lamps, this lighthouse is located within the beautifully landscaped grounds of Cape Elizabeth’s Fort Williams Park. Attached to a red-roofed Victorian keeper’s house, the 92-foot-tall white conical tower is often seen as a symbol of Maine’s beauty. From its location on a commanding point at the southwestern entrance to the harbor, you can take in crisp salt air as well as endless views of the ocean and rocky coastline for which the state is known.


How to See It: Fewer than 300 tickets are given out to climb the tower on Open Lighthouse Day, a September event put on by the Coast Guard, the State of Maine and the American Lighthouse Foundation. You can also enjoy the lighthouse in a more leisurely manner, by gazing up at it while picnicking in the park or visiting the museum.


See more of America's Most Beautiful Landmarks


http://travel.yahoo.com/p-interests-40437576

Sabtu, 02 Juli 2011

India's rural poor give up on power grid, go solar

India's rural poor give up on power grid, go solar


NADA, India (AP) — Boommi Gowda used to fear the night. Her vision fogged by glaucoma, she could not see by just the dim glow of a kerosene lamp, so she avoided going outside where king cobras slithered freely and tigers carried off neighborhood dogs.

But things have changed at Gowda's home in the remote southern village of Nada. A solar-powered lamp pours white light across the front of the mud-walled hut she shares with her three grown children, a puppy and a newborn calf. Now during the nighttime, she can cook, tend to her livestock and get water from a nearby well.

"I can see!" Gowda said, giggling through a 100-watt smile. In her 70 years, this is the first time she has had any kind of electricity.

Across India, thousands of homes are receiving their first light through small companies and aid programs that are bypassing the central electricity grid to deliver solar panels to the rural poor. Those customers could provide the human energy that advocates of solar power have been looking for to fuel a boom in the next decade.

With 40 percent of India's rural households lacking electricity and nearly a third of its 30 million agricultural water pumps running on subsidized diesel, "there is a huge market and a lot of potential," said Santosh Kamath, executive director of consulting firm KPMG in India. "Decentralized solar installations are going to take off in a very big way and will probably be larger than the grid-connected segment."

Next door to the Gowdas, 58-year-old Iramma, who goes by one name, frowned as she watched her neighbors light their home for the first time. At her house, electrical wiring dangles uselessly from the walls.

She said her family would wait for the grid. They've already given hundreds of dollars to an enterprising electrician who wired her house and promised service would come. They shouldn't have to pay even more money for solar panels, she insisted.

But she softened after her 16-year-old son interrupted to complain he was struggling in school because he cannot study at night like his classmates.

"We are very much frustrated," she said. "The children are very anxious. They ask every day, 'Why don't we have power like other people?' So if the grid doesn't come in a month, maybe we will get solar, too."

___

Despite decades of robust economic growth, there are still at least 300 million Indians — a quarter of the 1.2 billion population — who have no access to electricity at home. Some use cow dung for fuel, but they more commonly rely on kerosene, which commands premium black-market prices when government supplies run out.

They scurry during daylight to finish housework and school lessons. They wait for grid connections that often never come.

When people who live day-by-day on wage labor and what they harvest from the land choose solar, they aren't doing it to conserve fossil fuels, stop climate change or reduce their carbon footprints. To them, solar technology presents an elegant and immediate solution to powering everything from light bulbs and heaters to water purifiers and pumps.

"Their frustration is part of our motivation. Why are we so arrogant in deciding what the poor need and when they should get it?" said Harish Hande, managing director of Selco Solar Light Pvt. Ltd.

The company, which is owned by three foreign aid organizations, has fitted solar panels to 125,000 rural homes in Karnataka state, including the Gowdas', outside the west coast port of Mangalore.

Getting the technology to low-income customers is not easy. They need help with everything from setting up their first bank accounts and negotiating loans to navigating the fine print of payment contracts.

To find new clients, agents must go door-to-door in remote settlements, sometimes crossing rivers, hiking mountains or wading through wetlands to reach them.

But the sales pitch leads to reliable profits. Solar panels take little space on a rooftop, the lights burn brighter than kerosene lamps and they don't start forest fires or get snuffed in strong winds. Unlike central power, solar units don't get rationed or cut.

Buying solar panels is more expensive than grid electricity, but for people off the grid it compares well with other options. One of Selco's single-panel solar systems goes for about $360, the same or less than a year's supply of black-market kerosene. And government subsidies mean customers actually pay less than $300.

In two years, India's government hopes the off-grid solar yield will quadruple to 200 megawatts — enough to power millions of rural Indian homes with modest energy needs.

Boommi Gowda's family signed up for its solar system within weeks of seeing one at the home of neighbor Babu Gowda, who is not related but shares the common regional last name.

"With kerosene, you have to carry the lamp around wherever you go. The light is dim, and smoke fills the room and spoils the paint," said Babu Gowda, a sprightly 59-year-old.

He finally decided on solar after losing his dog to a tiger from the neighboring national park. Now light from his home wards off predators.

"I kept waiting and thinking the grid would come, and after years I was angry. But now I'm thrilled," he said. "Now we have light. We can move on, maybe expand with another solar panel and get a TV."

___

What's predicted for India's solar market is not unlike the recent explosion in cell phones, as villagers and slum-dwellers alike embraced mobile technology over lumbering landline connections. There is now at least one mobile phone link for every two people in the country.

The government has pushed for manufacturers and entrepreneurs to seize the opportunity. Its solar mission — an 11-year, $19 billion plan of credits, consumer subsidies and industry tax breaks to encourage investment — is fast becoming a centerpiece of its wider goal for renewable sources, including wind and small hydropower, to make up 20 percent of India's supply by 2020. Solar alone would provide 6 percent — a huge leap, since it makes up less than 1 percent of the 17 gigawatts India gets from renewables alone. The federal government leads a massive campaign titled "Light a Billion Lives" to distribute 200 million solar-powered lanterns to rural homes, while also supporting the creation of so-called "solar cities" with self-contained micro-grids in areas where supply is short.

Solar power is making inroads in smaller ways as well.

Near Nada, some schools send students home with solar-charged flashlights to study at night, and the temple town of Dharmasthala, visited by 10,000 pilgrims a day, offers free water purified through solar filtration.

Another Hindu temple in the southern state of Andhra Pradesh boasts one of the world's largest solar-powered kitchens, preparing 30,000 meals a day, while western Gujarat state has experimented with a solar crematorium. Even in the Himalayan frontier state of Arunachal Pradesh, where the sunshine is not India's brightest, Buddhist monks have installed solar panels to heat water at the 330-year Tawang Monastery.

Solar panels are becoming a must-have luxury item on dowry lists, even for those who have electricity but are annoyed by power cuts. And the capital of New Delhi requires hotels, hospitals and banquet halls to have solar water-heating systems.

Even Tata Power, India's energy giant and main supplier of coal-sourced grid power, is eyeing the off-grid market while it plans large solar and wind installations to feed into the network.

"Decentralized and distributed power from renewables is where we see a lot of growth. There are many suitable technologies. All that's needed are entrepreneurs," Tata's chief sustainability officer Avinash Patkar said.

___

India's government is desperate to expand its energy options as its fast-moving economy faces chronic electricity shortages. Last year's 10 percent shortfall is expected to increase to 16 percent this year, according to the Central Electricity Authority. Within 25 years, India must increase electricity production fivefold to keep up with its own development and demand, the World Bank says.

India is planning new nuclear plants and quickly building more coal-firing plants, but it's also working to take better advantage of its renewable energy opportunities. It has been named the world's third most attractive destination for renewable energy investment, after the U.S. and China, according to two separate reports by global consulting firms KPMG and Ernst & Young.

Western states like Gujarat and Rajasthan get the full brunt of the sun, with famed deserts and scrublands filled with sand dunes, camels and residents who spend hours fetching water from wells. These states are luring big projects for solar fields to plug into the grid.

But most new grid capacity will be sucked up by industry, leaving little for the poor who live in off-grid desert outcrops, mountain hamlets and jungle villages like Nada. For them, the surest way to get electricity anytime soon may be to get a solar panel and make it themselves.

___

P.N. Babu, a 51-year-old laborer who supplements his wages by tapping sap from rubber trees, finally stopped waiting for the grid when he saw his 14-year-old son's eyes tearing as he tried to read by lamp.

"My children are too important," Babu said as the sun set in Nidle village, about 10 kilometers (six miles) south of Nada.

Normally, it is so dark not even moonlight cuts through the dense canopy of palms overhead. But on the family's first night with solar electricity, the house was ablaze.

The family took turns praying, elated they could see the Hindu icons of Lords Krishna and Ganesh by the light.

"When school starts again, I am ready now to get high scores," Babu's son Suresh said. "I couldn't see the words in the book before, with the smoke and the tears."

With the lights on, Suresh grabbed his sketchbook, filled with fanciful drawings of tigers, hippos, flowers and water jugs. He opened to a blank page and quickly outlined a modest house like his own, complete with a neatly swept yard and jungle gardens growing wild.

He finished by drawing the small box of a solar panel atop the roof.

http://news.yahoo.com/indias-rural-poor-power-grid-solar-093045321.html

Rabu, 29 Juni 2011

Cara Membuat Anggaran Jalan-jalan

Cara Membuat Anggaran Jalan-jalan

Oleh Trinity

Akhir-akhir ini di Indonesia profesi perencana keuangan makin marak. Mereka umumnya memberikan jasa konsultasi serta pengaturan keuangan, serta perencanaan masa depan. Tetapi bagaimana dengan perencanaan dan pengaturan keuangan untuk jalan-jalan? Apa saja sih yang perlu dihitung dalam membuat anggaran?

Saya memang bukan seorang perencana keuangan. Tetapi berdasarkan pengalaman, saya punya beberapa kiat merencanakan dan mengatur keuangan perjalanan sebagai berikut:

Tetapkan tujuan


Seperti nasihat seorang perencana keuangan ternama, kiat pertama saya adalah: tetapkan tujuan. Tentu, tujuan yang dimaksud di sini adalah tujuan perjalanan. Apakah di dalam negeri, luar negeri, dalam kota, luar kota? Atau Anda berencana melakukan perjalanan panjang dengan banyak tempat tujuan?


Berapa banyak yang perlu Anda siapkan untuk perjalanan? Ini perhitungannya menurut Trinity. Foto: Tempo/Eko Siswono Toyudho

Tujuan perjalanan akan menentukan besar anggaran yang disesuaikan dengan biaya hidup di sana.

Biaya transportasi utama


Hal pertama dan paling mudah dihitung adalah transportasi utama (dari tempat asal ke tempat tujuan, sampai pulang kembali). Misalnya Anda dari Jakarta akan melakukan perjalanan ke Yogya, Bali dan Lombok. Berarti yang Anda hitung adalah:

1. Jakarta-Yogya : tiket bus/travel atau kereta atau pesawat
2. Yogya-Bali : tiket bus/travel atau pesawat
3. Bali-Lombok : tiket bus, tiket ferry, atau pesawat
4. Lombok-Jakarta : tiket bus atau pesawat

Bila Anda memutuskan membawa kendaraan sendiri, hitunglah perkiraan biaya bahan bakar berdasarkan jarak tempuh dan efisiensi penggunaan bahan bakar kendaraan Anda.

Biaya akomodasi


Berapa lama rencana perjalanan Anda? Bahkan jika Anda memiliki waktu yang sangat longgar dan tidak punya batas waktu yang pasti, biaya akomodasi tetap bisa diperkirakan. Tentukan juga jenis akomodasi yang Anda inginkan: hotel berbintang (bintang satu sampai lima), hotel melati, hostel, atau losmen?

Saat ini hampir semua penginapan memiliki website sehingga lebih mudah memperkirakan biayanya. Jika Anda berencana menumpang di rumah saudara atau teman, jangan salah: itu juga ada biayanya. Sesuai adat Indonesia, rikuh rasanya menumpang tanpa bawa oleh-oleh atau membelikan sesuatu bukan?

Biaya makan


Biaya makan memang sangat tergantung pada jenis makanan dan tempat makannya, namun Anda bisa menghitung secara garis besar berdasarkan tempat tujuan dan biaya makan Anda sehari-hari.

Contohnya: biaya hidup di Yogya lebih rendah dari Jakarta. Misalnya di Jakarta Anda biasa menghabiskan Rp 40 ribu sekali makan, maka di Yogya Anda bisa menganggarkan Rp 30 ribu. Tinggal dihitung berapa hari Anda tinggal di Yogya dan mau berapa kali sehari Anda makan. Bila penginapan sudah menyediakan sarapan, tentu Anda tinggal menghitung sisanya.

Biaya ‘printilan’


Perhitungan biaya yang paling sulit dan sering meleset adalah biaya serba-serbi atau "printilan". Biaya ini meliputi: transportasi selama berada di tujuan wisata, tiket masuk tempat wisata, tip, tiket tol, jajan dan biaya tak terduga.

Sebisa mungkin Anda harus mencari informasi mengenai biaya-biaya ini sebelum berangkat, sehingga mempermudah pembuatan anggaran. Tapi jika informasi tersebut tidak tersedia, Anda bisa memperkirakannya dengan mengacu ke biaya makan (karena biasanya, biaya seperti itu berhubungan dengan biaya hidup di daerah setempat).

Untuk biaya tak terduga, silakan disesuaikan dengan kemampuan finansial Anda. Semakin besar, makin baik karena sifatnya untuk keperluan darurat.

Selamat berhitung!

Kunjungi Trinity di blog perjalanannya, The Naked Traveler.